This information has been prepared by Luxury Capital Partners (LCP). It is not a research report, a recommendation to take any action or the provision of advice, and is not intended as such.

Important Disclosures & Disclaimers

Non-Reliance and Disclosure:
This material should not be construed as an offer to sell or the solicitation of an offer to buy any security. We are not soliciting any action based on this material. It is for the general information of the intended recipients and it should not be construed as research or investment advice. To the extent that it includes references to investments, those references do not constitute a recommendation to buy, sell or hold an investment or any security, and the information may not be current. It does not constitute a recommendation or a statement of opinion, or a report of either of those things and does not, and is not intended, to take into account the particular investment objectives, financial conditions, or needs of individual clients. Before acting on this material, you should consider whether it is suitable for your particular circumstances and, if necessary, seek professional advice. The price and value of the investments referred to in this material and the income from them, if applicable, may go down as well as up, and investors may realize losses on any investments. Past performance is not a guarantee of future performance. Future returns are not guaranteed, and a loss of original capital may occur. We do not provide tax, accounting, or legal advice to our clients, and all investors are advised to consult with their tax, accounting, or legal advisers regarding any potential investment. Certain transactions – including those involving arts, gems, real estate, futures, options, equity swaps, and other derivatives as well as non-investment-grade securities – give rise to substantial risk and are neither available to nor suitable for all investors. If you have any questions about whether you are eligible to enter into these transactions, please contact one of our partners or consult your professional advisor. This material is intended for viewing only by the recipient. The material is based on information that we consider correct and any estimates, opinions, conclusions or recommendations contained in this document are reasonably held or made as at the time of compilation. However, no warranty is made as to the accuracy or reliability of any estimates, opinions, conclusions or recommendations (which may change without notice) and, to the maximum extent permitted by law, we disclaim all liability and responsibility for any direct or indirect loss or damage which may be suffered by any recipient through relying on anything contained in or omitted from this material. Opinions expressed are our current opinions as of the date appearing on this material and only represent the views of the author and not those of LCP, unless otherwise expressly noted.

Reproduction and Redistribution:
No part of this material may be (i) copied, photocopied or duplicated in any form by any means or (ii) redistributed without our prior written consent. To the extent this communication contains pricing, projections, estimates, return or risk information, such information is proprietary and/or confidential and is provided solely for the internal use of the intended recipient(s). You are notified that any unauthorized use, dissemination, distribution or copying of this communication or its contents, in whole or in part, is strictly prohibited. Further, unless prohibited by local law, any use, review or acceptance of this information is subject to and manifests your agreement with us to use such information only in accordance with the terms set forth above. We have caused this proprietary information to be delivered to you in reliance upon such agreement.

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